2026 Charitable Deduction Rules: What Changed for Donors
The 2026 charitable deduction rules add a 0.5 percent AGI floor and a new deduction for non-itemizers. What California donors should know.
PSLF for California Teachers: 2026 Rules Explained
PSLF for California teachers in 2026: the new RAP repayment plan, what counts as qualifying work, and why PSLF forgiveness is still tax free.
SEP-IRA vs. Solo 401(k) for Self-Employed
Compare SEP-IRA and Solo 401(k) contribution limits, rules, and Roth options to choose the right 2026 retirement plan.
529 Plan vs. Custodial Account: Which Is Right?
A 529 plan vs custodial account comparison: taxes, financial aid impact, and who controls the money for California families saving for a child’s future.
Long-Term Care Insurance: Costs and Who Needs It
Long-term care insurance can protect retirement savings from the high cost of extended care. Learn how it works, what it costs, and who should consider it.
Is Your CalSTRS Pension Enough to Retire On? A California Teacher’s Guide to Closing the Gap
If you teach in California, your CalSTRS pension is one of the best retirement foundations in the country. But “foundation”
How to Choose a Financial Advisor in Sacramento
Searching for a “financial advisor in Sacramento” returns a long list of names — banks, brokerages, insurance agents, and independent
Why “Fee-Only” Advice Matters for Your Bottom Line
When you hire a financial advisor, the most important question you can ask isn’t just “What services do you provide?”