Rooney Wealth Editor, Author at Rooney Wealth Management LLC

California 529 Plan Rules: Where State and Federal Tax Law Split in 2026

California 529 plan rules differ from federal law on K-12 tuition and Roth rollovers. See which withdrawals the state taxes in 2026.

The FERS annuity supplement bridges retirement to age 62. Here are the 2026 eligibility rules, the earnings test, and what did not change.

A concentrated stock position can quietly dominate your net worth. How to measure the risk and the options for reducing it thoughtfully.

Pay off mortgage or invest? Compare a guaranteed return against market returns, plus the 2026 tax rules that change the math in California.

Mega backdoor Roth contributions may add tens of thousands to Roth savings in 2026. Learn how the strategy works and whether your plan allows it.

ABLE accounts in California expanded in 2026. Learn the new age 46 rule, the $20,000 limit, and how CalABLE protects Medi-Cal eligibility.

Mutual fund expense ratios are near record lows, but the expense ratio is only one layer of what you actually pay. Here is how to find the rest.

Risk tolerance vs risk capacity: one measures how you feel about losses, the other what your plan can absorb. Learn why the difference matters.

Consolidate old 401(k) accounts in 2026: how to find lost plans with the new federal database and compare four rollover options.