Rooney Wealth Editor, Author at Rooney Wealth Management LLC

Mutual Funds vs. ETFs vs. Index Funds Explained

Mutual funds vs. ETFs vs. index funds: how the structures differ on pricing, cost, and taxes, and why an index fund is not a third category.

Health insurance before Medicare is a major early-retirement cost. Compare COBRA, Covered California, and spousal coverage for ages 62 to 65.

Compare term vs. whole life insurance costs, cash value, and coverage to decide which policy protects your family best.

Estate planning basics for California families: wills, trusts, powers of attorney, and beneficiary designations explained simply.

Compare CalSTRS 2% at 60 vs. 2% at 62 pension formulas to understand your age factor, final compensation, and retirement timing.

Medicare IRMAA surcharges raise Part B and D premiums based on income from two years ago. Learn the 2026 brackets and how to appeal.

RSU tax planning tips for California employees: understand vesting, withholding gaps, and strategies to avoid a surprise tax bill.

Compare social security claiming strategies for ages 62, full retirement age, and 70 to help maximize your lifetime benefits.

Understand the inherited IRA 10-year rule, including new annual RMD requirements from the IRS final regulations.