Estate Planning Basics: Wills, Trusts, and Beneficiaries
Estate planning basics for California families: wills, trusts, powers of attorney, and beneficiary designations explained simply.
CalSTRS 2% at 60 vs. 2% at 62: Which Applies to You
Compare CalSTRS 2% at 60 vs. 2% at 62 pension formulas to understand your age factor, final compensation, and retirement timing.
Medicare IRMAA Surcharges: How to Avoid a Higher Premium
Medicare IRMAA surcharges raise Part B and D premiums based on income from two years ago. Learn the 2026 brackets and how to appeal.
RSU Tax Planning: A Guide for California Employees
RSU tax planning tips for California employees: understand vesting, withholding gaps, and strategies to avoid a surprise tax bill.
Social Security Claiming Strategies: Should You Claim at 62, Full Retirement Age, or 70?
Compare social security claiming strategies for ages 62, full retirement age, and 70 to help maximize your lifetime benefits.
Inherited IRA 10-Year Rule: What Beneficiaries Must Know
Understand the inherited IRA 10-year rule, including new annual RMD requirements from the IRS final regulations.
California HSA Tax Rules Explained
California HSA tax rules differ from federal law. Learn how CA taxes HSA contributions and earnings, and what it means for your health savings plan.
CalSTRS Social Security Fairness Act Explained
The CalSTRS Social Security Fairness Act repealed WEP and GPO penalties for California teachers. Learn who benefits and how to apply.
Roth IRA Contribution Limits 2026: What You Need to Know
Roth IRA contribution limits 2026 rise to $7,500, or $8,600 if you are 50 or older. See the new income phase-out ranges and how to take advantage.